In the event the damage results from the homeowner’s negligence, insurance companies aren’t going to pay. In fact, it can be so bad that the water can leak through the floor, which is the ceiling to your first floor. In case it could be claimed through insurance, Dry Works Water Damage Restoration should also be able to provide the option of direct insurance billing. There are a few things, which you will need to be alert to when you’re checking for water damage. There are a number of reasons and causes for water damage in your house or business establishments.